Credit Card Information

According to your LazyBonus plan, the best new credit card for you at this moment is the Capital One Savor One.

Welcome Bonus: $200 Bonus Cash Back after you spend $500 within the first 3 months.

Annual Fee: $0.

Here’s how we calculate the value of this card:

+ $200 WELCOME BONUS VALUE

+ $10 GUARANTEED BENEFITS

– $0 ANNUAL FEE

————————————————————————————————

= $210 CASH-BACK VALUE (42% in Cash-Back Value when you spend $500)

If you take full advantage of all the card's benefits, your total Cash-Back Value could be even higher.

Please be aware that this card falls into our low value category, typically indicating cards with an expected value below $300. Your recommendation might be based on factors such as:

Low credit score
Low income
Low monthly spend

If you prefer not to have this card, or rather adjust your preferences, let us know by sending us an email.

Instructions

Fill out the application using the link here.
When you reach the Income section, remember that you can include any income source for which you have a reasonable expectation of access. This includes personal income, contributions from family or a partner, gifts, scholarships, and retirement distributions.
Submit your application.
If you are approved, congratulations! Your new card typically arrives in 7 to 10 business days.
Need it sooner? There's a way. Call Capital One customer service at (800) 227-4825 and inform them of your card approval. They will ask for the last 4 digits of the credit card, which you can find in the approval email you should have received. You can then request free expedited shipping, and your card will arrive in just 1 to 2 business days.

After you submit your application, you may see a message like: We have received your application, and we will inform you of our decision as soon as possible. In this case your application may be denied, but don't lose hope:

Call the Capital One reconsideration line at (800) 625-7866.
Follow the automated menu to connect with a customer agent (usually, pressing 0 is the quickest route).
Once you speak with an agent, explain that you applied for this credit card and ask if they need more information.
If they inform you that your application was declined due to a mistake on your application, request that they amend the application.
If you already have other Chase credit cards, you can suggest credit reallocation from those cards. This approach often increases your chances of approval.

IMPORTANT: We will not proceed with your LazyBonus plan until you confirm the outcome of this credit card application, using the dropdown below. This is essential to continue with your progress.

Please remember to always pay your credit card bills on time and refrain from spending beyond your means. LazyBonus can only provide suggestions. We are not responsible for the outcome of your credit card applications or anything related to your credit and financial profile.

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Instructions